Free Finance Tool

Amortization Calculator

Calculate monthly payments, total interest, payoff date and see how your loan balance changes over time.

Loan Details

Enter your loan amount, term and interest rate.

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%
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Optional: extra payment settings

Extra monthly payments are applied directly to principal and can reduce total interest and payoff time.

Monthly Payment $0
Payoff Date
Loan Amount$0
Total Interest$0
Total Cost$0
Number of Payments0

How payments change over the life of the loan

See the principal paid, interest paid and remaining balance over time.

Principal paid Interest paid Loan balance

Amortization Schedule

Monthly breakdown of payment, principal, interest and remaining balance.

MonthPaymentPrincipalInterestBalance

Amortization Summary

Your loan summary will appear after calculation.